Insights for Assurant, Inc.
New York Stock Exchange: AIZ
05 - Growing & Profitable but Heavily Leveraged

Industry: Insurance
Based on PEG Ratio: Unknown
Today's Price
updated on:
205.44 (-1.46%)
Open 208.61 (-1.52%)
High (Upside %) 208.62 (1.55%)
Low (Downside %) 205.005 (0.21%)
P. Close 208.49 (-1.46%)
Open-High % 0.0%
Open-Low % 1.73%
Low-High % 1.76%
Active Buy Quantity 0
Active Sell Quantity 0
% Overtraded
Current Mood bearish
Previous Data
data from:
Open-High % 0.22%
Open-Low % 2.58%
Low-High % 2.87%
Open-Close % -2.46%
Low-Close % 0.13%
High-Close % 2.67%

AIZ is a Stock listed in the US on the New York Stock Exchange under the ticker 'AIZ'

Company Summary

Business Units or Product Lines

Assurant, Inc. operates through two main segments: Global Housing and Global Lifestyle. The Global Housing segment provides lender-placed homeowners' insurance, multifamily housing insurance, and manufactured housing insurance. The Global Lifestyle segment offers connected living solutions, including mobile device protection and support services, extended service contracts, and vehicle protection services.

Business Models for Each Product Line

The Global Housing segment generates revenue through premiums from its insurance products. Major expenses include claims, operational costs, and reinsurance. The Global Lifestyle segment earns revenue from fees and premiums on service contracts and protection plans, with significant expenditures on claims, administrative costs, and technology development.

Future Opportunities for Growth

Assurant, Inc. sees potential growth opportunities in expanding its mobile and connected living solutions, especially in emerging markets. Increasing demand for digital and connected products offers avenues for enhancing service offerings and cross-selling. Innovations in automotive and smart technologies also provide growth prospects.

Potential Major Risks

Key risks include volatility in natural disasters affecting the housing segment, changes in consumer preferences impacting the lifestyle segment, and competitive pressures in the insurance industry. Regulatory changes and cybersecurity threats also pose potential risks to business operations.

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Also read: https://finance.yahoo.com/AIZ/profile

Predicted Prices
Key Low (open) Low (high) Close-Down (open) Close-Down (high) Close-Up (open) Close-Up (low) High (open) High (low)
Low Volatility 208.01
42.22% hit
207.32
54.59% hit
208.18
14.76% hit
207.99
44.28% hit
209.23
16.69% hit
205.61
42.95% hit
209.04
43.48% hit
206.29
54.59% hit
Average Volatility 206.46
28.32% hit
205.16
35.44% hit
206.21
14.83% hit
206.34
29.39% hit
210.74
16.76% hit
207.13
31.25% hit
210.44
31.78% hit
208.47
35.44% hit
High Volatility 201.63
3.59% hit
199.07
3.72% hit
202.25
3.12% hit
201.64
3.59% hit
216.34
3.06% hit
213.25
3.12% hit
216.94
3.26% hit
214.84
3.72% hit

AIZ's predicted prices using open from of 208.61 and data until date . Current Price is 205.44

Basic Stats
Market Cap-Display Market Cap-Actual Market Cap Enterprise Value-Display Enterprise Value-Actual Enterprise Value Trailing P/E Forward P/E Price/Sales Price/Book Enterprise Value/Revenue Enterprise Value/EBITDA Profit Margin Operating Margin Return on Assets Return on Equity Revenue-Display Revenue-Actual Revenue Quarterly Revenue Growth EBITDA-Display EBITDA-Actual EBITDA Diluted EPS Quarterly Earnings Growth Total Cash-Display Total Cash-Actual Total Cash Total Debt-Display Total Debt-Actual Total Debt Total Debt/Equity Current Ratio Operating Cash Flow-Display Operating Cash Flow-Actual Operating Cash Flow Levered Free Cash Flow-Display Levered Free Cash Flow-Actual Levered Free Cash Flow % Held by Insiders % Held by Institutions
10.75 B 10748313600.0 10.75 11.03 B 11029716992.0 11.03 15.46 11.89 0.87 1.96 0.9 9.01 5.83% 10.0% 1.78% 13.65% 12.3 B 12304900096.0 12.3 8.0% 1.22 B 1224700032.0 1.22 13.78 24.7% 1.8 B 1803000064.0 1.8 2.08 B 2084400000.0 2.08 0.3791 0.41 1.2 B 1197200000.0 1.2 1.12 B 1122649984.0 1.12 0.61% 96.5%

source:https://finance.yahoo.com/AIZ/key-statistics

Upside-Downside Spread
Key Weighted 5D 1M 3M 6M 1Y 3Y 10Y
Upside % (high) 6.6% 4.26% (214.2) 7.35% (220.54) 7.35% (220.54) 7.35% (220.54) 12.22% (230.55) 12.22% (230.55) 12.22% (230.55)
Downside % (low) 4.6% -1.35% (208.22) -1.02% (207.5434) 10.73% (183.3925) 14.83% (174.9738) 14.83% (174.9738) 49.14% (104.49) 68.67% (64.36)
Spread % 2.01% 5.62% 8.37% -3.38% -7.48% -2.61% -36.92% -56.45%

AIZ's price used for computing the stats is 205.44 as on date

Cumulative Return Percent
Key Today 5D 2W 1M 3M 6M 1Y 3Y 10Y
Last Price-Trend PrevClose -1.46% -2.98% -4.72% -3.82% 4.85% 2.07% 8.51% 24.95% 183.6%
Last Price 205.44 205.44 205.44 205.44 205.44 205.44 205.44 205.44 205.44
Trend-Previous Close 208.49 211.75 215.61 213.59 195.93 201.27 189.32 164.42 72.44

AIZ's symbol cumulative return percent is computed basis data from date

Return Velocity
5D 2W 1M 3M 6M 1Y
5D window
Metric Mean Median Stdev
Overall -1.26% 209.07 -1.54% 208.49 1.27% 205.03 213.11
Up 0.68% 213.19 0.75% 213.35 0.4% 211.93 214.46
Down -1.97% 207.59 -1.62% 208.33 0.96% 204.55 210.62
5D Opportunity: BUY-APPROACHING
returns: -2.98% (-3.4%), p.close: 211.75
entry: 204.55, exit: 205.03, min.ret: 0.24%
Using: 5D trend, 0 Days Left
Metric Mean Median Stdev
Overall -1.08% 209.47 -1.51% 208.56 1.42% 204.97 213.97
Up 0.93% 213.72 0.83% 213.51 0.76% 211.32 216.12
Down -1.61% 208.35 -1.58% 208.41 1.24% 204.42 212.28
5D Opportunity: BUY-APPROACHING
returns: -2.98% (-3.46%), p.close: 211.75
entry: 204.42, exit: 204.97, min.ret: 0.27%
Using: 5D trend, 0 Days Left
Metric Mean Median Stdev
Overall 0.49% 212.8 0.32% 212.44 2.13% 206.04 219.56
Up 1.7% 215.35 1.17% 214.23 1.55% 210.45 220.26
Down -1.08% 209.47 -0.78% 210.09 1.11% 205.96 212.98
5D Opportunity: BUY-ACTIVE
returns: -2.98% (-2.73%), p.close: 211.75
entry: 205.96, exit: 206.04, min.ret: 0.04%
Using: 5D trend, 0 Days Left
Metric Mean Median Stdev
Overall 0.44% 212.68 -0.02% 211.71 3.39% 201.92 223.43
Up 1.95% 215.89 0.97% 213.81 3.18% 205.79 225.99
Down -1.43% 208.72 -1.43% 208.71 1.21% 204.86 212.58
5D Opportunity: BUY-APPROACHING
returns: -2.98% (-3.25%), p.close: 211.75
entry: 204.86, exit: 201.92, min.ret: -1.44%
Using: 5D trend, 0 Days Left
Metric Mean Median Stdev
Overall 0.16% 212.1 -0.02% 211.71 3.77% 200.11 224.08
Up 2.03% 216.05 1.23% 214.36 2.64% 207.67 224.43
Down -2.04% 207.42 -1.53% 208.51 2.61% 199.14 215.71
5D Opportunity: BUY-APPROACHING
returns: -2.98% (-5.96%), p.close: 211.75
entry: 199.14, exit: 200.11, min.ret: 0.49%
Using: 5D trend, 0 Days Left
Metric Mean Median Stdev
Overall 0.25% 212.28 -0.03% 211.69 3.61% 200.81 223.75
Up 1.99% 215.97 1.24% 214.37 2.44% 208.22 223.72
Down -1.87% 207.78 -1.36% 208.87 2.29% 200.5 215.07
5D Opportunity: BUY-APPROACHING
returns: -2.98% (-5.31%), p.close: 211.75
entry: 200.5, exit: 200.81, min.ret: 0.16%
Using: 5D trend, 0 Days Left
2W window
Metric Mean Median Stdev
Overall -1.08% 213.29 -1.5% 212.37 1.78% 207.53 219.05
Up 1.74% 219.36 1.67% 219.21 1.25% 215.33 223.4
Down -1.88% 211.55 -1.94% 211.42 1.42% 206.95 216.16
2W Opportunity: BUY-ACTIVE
returns: -4.72% (-4.02%), p.close: 215.61
entry: 206.95, exit: 207.53, min.ret: 0.28%
Using: 2W trend, 0 Days Left
Metric Mean Median Stdev
Overall 3.08% 222.24 1.88% 219.67 5.44% 204.64 239.84
Up 4.67% 225.67 2.63% 221.28 4.69% 210.52 240.82
Down -1.31% 212.79 -1.0% 213.45 1.41% 208.24 217.34
2W Opportunity: BUY-ACTIVE
returns: -4.72% (-3.42%), p.close: 215.61
entry: 208.24, exit: 204.64, min.ret: -1.73%
Using: 2W trend, 0 Days Left
Metric Mean Median Stdev
Overall 0.94% 217.65 -0.78% 213.94 5.39% 200.2 235.09
Up 3.28% 222.68 1.45% 218.73 4.64% 207.68 237.68
Down -2.12% 211.04 -1.91% 211.5 1.64% 205.75 216.33
2W Opportunity: BUY-ACTIVE
returns: -4.72% (-4.57%), p.close: 215.61
entry: 205.75, exit: 200.2, min.ret: -2.7%
Using: 2W trend, 0 Days Left
Metric Mean Median Stdev
Overall 0.37% 216.42 -0.34% 214.88 5.13% 199.83 233.0
Up 3.14% 222.37 2.06% 220.06 3.63% 210.62 234.12
Down -3.0% 209.14 -2.22% 210.81 3.5% 197.82 220.47
2W Opportunity: BUY-APPROACHING
returns: -4.72% (-8.25%), p.close: 215.61
entry: 197.82, exit: 199.83, min.ret: 1.02%
Using: 2W trend, 0 Days Left
Metric Mean Median Stdev
Overall 0.48% 216.65 -0.19% 215.2 5.01% 200.44 232.85
Up 3.07% 222.24 1.96% 219.84 3.51% 210.87 233.61
Down -2.91% 209.33 -2.22% 210.81 3.09% 199.35 219.3
2W Opportunity: BUY-APPROACHING
returns: -4.72% (-7.54%), p.close: 215.61
entry: 199.35, exit: 200.44, min.ret: 0.55%
Using: 2W trend, 0 Days Left
1M window
Metric Mean Median Stdev
Overall 11.34% 237.81 14.48% 244.53 6.21% 217.91 257.72
Up 13.08% 241.54 15.17% 245.98 5.01% 225.48 257.59
Down -0.8% 211.88 -0.38% 212.78 1.04% 208.54 215.23
1M Opportunity: BUY-ACTIVE
returns: -3.82% (-2.36%), p.close: 213.59
entry: 208.54, exit: 217.91, min.ret: 4.49%
Using: 1M trend, 0 Days Left
Metric Mean Median Stdev
Overall 2.53% 219.0 -0.36% 212.83 8.33% 192.31 245.69
Up 6.36% 227.17 3.58% 221.24 6.29% 207.02 247.33
Down -3.3% 206.53 -3.3% 206.55 2.5% 198.53 214.53
1M Opportunity: BUY-APPROACHING
returns: -3.82% (-7.05%), p.close: 213.59
entry: 198.53, exit: 192.31, min.ret: -3.13%
Using: 1M trend, 0 Days Left
Metric Mean Median Stdev
Overall 0.77% 215.24 0.21% 214.04 7.5% 191.2 239.27
Up 5.19% 224.68 4.29% 222.75 5.0% 208.65 240.71
Down -4.77% 203.39 -3.59% 205.93 4.55% 188.81 217.98
1M Opportunity:
returns: -3.82% (-11.6%), p.close: 213.59
entry: 188.81, exit: 191.2, min.ret: 1.27%
Using: 1M trend, 0 Days Left
Metric Mean Median Stdev
Overall 1.24% 216.23 0.41% 214.48 7.24% 193.03 239.43
Up 5.23% 224.77 3.94% 222.0 5.15% 208.28 241.25
Down -4.41% 204.17 -3.74% 205.59 3.91% 191.62 216.71
1M Opportunity:
returns: -3.82% (-10.28%), p.close: 213.59
entry: 191.62, exit: 193.03, min.ret: 0.74%
Using: 1M trend, 0 Days Left

AIZ's symbol current price is 205.44 (-1.46%) as on . Yesterday's close was 208.49. It's return velocities are computed basis data from date .

Win Percent
Key Weighted 5D 1M 3M 6M 1Y 3Y
Open-High (> 1.0%) 26.79% 20.0% 27.27% 33.33% 39.39% 39.29% 39.42%
Open-Low (> 1.0%) 26.47% 20.0% 31.82% 25.76% 37.88% 37.7% 37.3%
Open-Close-Up (> 0.5%) 25.05% 20.0% 27.27% 27.27% 35.61% 32.14% 33.33%
Open-Close-Down (> 0.5%) 22.78% 20.0% 22.73% 24.24% 31.06% 30.95% 31.61%
Low-Close-Up (> 1.0%) 28.18% 20.0% 31.82% 31.82% 45.45% 39.68% 40.61%
High-Close-Down (> 1.0%) 24.47% 20.0% 22.73% 30.3% 35.61% 36.11% 36.51%

AIZ's symbol win percent is computed basis data from date