Insights for L&T Finance Ltd
National Stock Exchange: LTF
03 - Tracking Well with High profitability

Sector: Misc
Industry: Misc
Based on PEG Ratio: Unknown
Today's Price
updated on:
200.4 (-1.08%)
Open 202.8 (-1.18%)
High (Upside %) 203.95 (1.77%)
Low (Downside %) 200.33 (0.03%)
P. Close 202.59 (-1.08%)
Open-High % 0.57%
Open-Low % 1.22%
Low-High % 1.81%
Active Buy Quantity 0
Active Sell Quantity 0
% Overtraded
Current Mood bearish
Previous Data
data from:
Open-High % 1.64%
Open-Low % 0.59%
Low-High % 2.24%
Open-Close % 0.55%
Low-Close % 1.14%
High-Close % 1.07%

LTF is a Stock listed in the India on the National Stock Exchange under the ticker 'LTF'

Company Summary

Business Units or Product Lines

L&T Finance Holdings operates as a diversified financial services company in India, offering a broad range of financial products and services across retail, wholesale, and rural sectors. Key product lines include rural finance (covering loans for tractors, two-wheelers, and microloans), housing finance (housing loans and loans against property), wholesale finance (including infrastructure finance and structured corporate finance), and investment management.

Business Models for Each Product Line

In rural finance, L&T Finance generates revenue through interest on loans provided to rural customers. Major expenses include credit risk provisions and operational costs for managing rural distribution networks. Housing finance revenue is driven by interest on home loans and related real estate financing, with significant costs arising from maintaining low-cost funding sources. Wholesale finance earns from interest on loans to large corporates and infrastructure projects, while bearing relatively higher risk management expenses. Investment management generates income through management fees, with expenses related to portfolio management and customer acquisition.

Future Opportunities for Growth

Future growth opportunities for L&T Finance Ltd. include expanding digital lending platforms to enhance customer reach, increasing penetration in underserved rural markets, growing the housing finance segment by tapping into India's housing development initiatives, and leveraging government infrastructure projects to expand wholesale finance offerings.

Potential Major Risks

L&T Finance faces major risks from economic downturns impacting borrowers' repayment capabilities, regulatory changes affecting financial services, potential increase in non-performing assets due to asset quality deterioration, and competitive pressures from other financial service providers and fintech companies.

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Also read: https://finance.yahoo.com/LTF.NS/profile

Predicted Prices
Key Low (open) Low (high) Close-Down (open) Close-Down (high) Close-Up (open) Close-Up (low) High (open) High (low)
Low Volatility 202.09
47.61% hit
200.41
54.67% hit
202.13
19.44% hit
203.5
50.44% hit
203.57
15.94% hit
200.82
51.92% hit
203.59
45.39% hit
203.87
54.67% hit
Average Volatility 199.95
32.55% hit
198.33
36.18% hit
200.31
17.62% hit
200.95
36.05% hit
205.49
14.32% hit
202.98
33.02% hit
206.29
31.14% hit
206.01
36.18% hit
High Volatility 195.34
3.5% hit
194.31
3.23% hit
198.25
2.96% hit
197.14
3.43% hit
209.65
3.36% hit
207.95
4.44% hit
211.87
3.36% hit
210.27
3.23% hit

LTF's predicted prices using open from of 202.8 and data until date . Current Price is 200.4

Basic Stats
Market Cap Market Cap-Display Market Cap-Actual Enterprise Value-Display Enterprise Value-Actual Enterprise Value Trailing P/E Forward P/E Price/Sales Price/Book Enterprise Value/Revenue Profit Margin Operating Margin Return on Equity Revenue-Display Revenue-Actual Revenue Quarterly Revenue Growth EBITDA-Display Diluted EPS Quarterly Earnings Growth Total Cash-Display Total Cash-Actual Total Cash Total Debt-Display Total Debt-Actual Total Debt Total Debt/Equity Operating Cash Flow-Display Operating Cash Flow-Actual Levered Free Cash Flow-Display % Held by Insiders % Held by Institutions
51889.98 51889.98 Cr 518899761152.0 1.34 lakh cr 1340221685760.0 134022.17 19.28 14.56 6.66 1.99 17.21 34.14% 45.31% 10.82% 7789.41 Cr 77894098944.0 7789.41 1.9% nan Cr 10.63 2.3% 9175.87 Cr 91758698496.0 9175.87 92372.44 Cr 923724414976.0 92372.44 3.6039 nan Cr -165864996864.0 nan Cr 67.44% 16.55%

source:https://finance.yahoo.com/LTF.NS/key-statistics

Upside-Downside Spread
Key Weighted 5D 1M 3M 6M 1Y 3Y 10Y
Upside % (high) 6.22% 4.04% (208.5) 7.19% (214.8) 7.19% (214.8) 7.19% (214.8) 7.19% (214.8) 7.19% (214.8) 7.19% (214.8)
Downside % (low) 10.33% 0.04% (200.31) 0.82% (198.75) 20.33% (159.66) 34.61% (131.05) 35.53% (129.2) 65.52% (69.1) 78.69% (42.7)
Spread % -4.12% 4.0% 6.36% -13.14% -27.42% -28.34% -58.33% -71.51%

LTF's price used for computing the stats is 200.4 as on date

Cumulative Return Percent
Key Today 5D 2W 1M 3M 6M 1Y 3Y 10Y
Last Price-Trend PrevClose -1.08% -4.62% 0.31% -3.58% 19.41% 38.71% 11.62% 182.65% 238.23%
Last Price 200.4 200.4 200.4 200.4 200.4 200.4 200.4 200.4 200.4
Trend-Previous Close 202.59 210.1 199.78 207.84 167.83 144.47 179.54 70.9 59.25

LTF's symbol cumulative return percent is computed basis data from date

Return Velocity
5D 2W 1M 3M 6M 1Y
5D window
Metric Mean Median Stdev
Overall -2.61% 204.62 -3.57% 202.59 2.28% 197.42 211.82
Up 1.71% 213.69 1.39% 213.02 2.1% 207.09 220.29
Down -3.36% 203.05 -3.86% 201.99 2.01% 196.7 209.39
5D Opportunity: BUY-APPROACHING
returns: -4.62% (-6.38%), p.close: 210.1
entry: 196.7, exit: 197.42, min.ret: 0.36%
Using: 5D trend, 0 Days Left
Metric Mean Median Stdev
Overall 0.07% 210.24 0.08% 210.27 3.59% 198.91 221.57
Up 2.58% 215.53 2.25% 214.82 2.36% 208.09 222.96
Down -2.65% 204.54 -2.79% 204.24 1.72% 199.11 209.96
5D Opportunity: BUY-APPROACHING
returns: -4.62% (-5.23%), p.close: 210.1
entry: 199.11, exit: 198.91, min.ret: -0.1%
Using: 5D trend, 0 Days Left
Metric Mean Median Stdev
Overall -0.09% 209.91 -0.15% 209.78 2.7% 201.41 218.42
Up 1.83% 213.94 1.39% 213.03 1.87% 208.04 219.85
Down -1.95% 206.01 -1.76% 206.41 1.52% 201.2 210.81
5D Opportunity: BUY-ACTIVE
returns: -4.62% (-4.23%), p.close: 210.1
entry: 201.2, exit: 201.41, min.ret: 0.1%
Using: 5D trend, 0 Days Left
Metric Mean Median Stdev
Overall 1.31% 212.86 0.47% 211.08 4.31% 199.28 226.43
Up 3.02% 216.44 1.87% 214.03 3.35% 205.87 227.01
Down -1.84% 206.23 -1.6% 206.75 1.9% 200.25 212.21
5D Opportunity: BUY-APPROACHING
returns: -4.62% (-4.69%), p.close: 210.1
entry: 200.25, exit: 199.28, min.ret: -0.48%
Using: 5D trend, 0 Days Left
Metric Mean Median Stdev
Overall 1.53% 213.3 0.86% 211.91 4.8% 198.17 228.44
Up 3.45% 217.35 2.34% 215.01 3.59% 206.03 228.67
Down -1.9% 206.12 -1.4% 207.16 2.12% 199.45 212.79
5D Opportunity: BUY-APPROACHING
returns: -4.62% (-5.07%), p.close: 210.1
entry: 199.45, exit: 198.17, min.ret: -0.64%
Using: 5D trend, 0 Days Left
Metric Mean Median Stdev
Overall 0.4% 210.94 0.42% 210.99 4.84% 195.68 226.21
Up 2.74% 215.86 1.8% 213.88 3.05% 206.26 225.45
Down -2.45% 204.96 -1.66% 206.61 2.87% 195.93 213.99
5D Opportunity: BUY-APPROACHING
returns: -4.62% (-6.75%), p.close: 210.1
entry: 195.93, exit: 195.68, min.ret: -0.13%
Using: 5D trend, 0 Days Left
2W window
Metric Mean Median Stdev
Overall 0.45% 200.67 0.37% 200.52 1.23% 196.98 204.36
Up 3.35% 206.48 3.56% 206.89 1.83% 201.01 211.95
Down -2.83% 194.13 -2.83% 194.12 1.29% 190.27 197.99
2W Opportunity:
returns: 0.31% (6.09%), p.close: 199.78
entry: 211.95, exit: 204.36, min.ret: 3.58%
Using: 2W trend, 0 Days Left
Metric Mean Median Stdev
Overall 1.92% 203.62 0.62% 201.01 3.46% 193.24 214.0
Up 4.09% 207.96 3.51% 206.8 3.03% 198.88 217.03
Down -1.69% 196.41 -1.62% 196.54 1.49% 191.95 200.87
2W Opportunity:
returns: 0.31% (8.64%), p.close: 199.78
entry: 217.03, exit: 214.0, min.ret: 1.4%
Using: 2W trend, 0 Days Left
Metric Mean Median Stdev
Overall 3.17% 206.12 2.26% 204.3 4.76% 191.85 220.39
Up 5.73% 211.23 4.7% 209.16 4.22% 198.57 223.88
Down -2.02% 195.75 -1.69% 196.4 2.09% 189.48 202.03
2W Opportunity:
returns: 0.31% (12.06%), p.close: 199.78
entry: 223.88, exit: 220.39, min.ret: 1.56%
Using: 2W trend, 0 Days Left
Metric Mean Median Stdev
Overall 3.16% 206.1 3.09% 205.95 5.85% 188.56 223.64
Up 6.01% 211.79 4.94% 209.64 4.77% 197.5 226.08
Down -2.57% 194.64 -1.74% 196.3 2.95% 185.81 203.47
2W Opportunity:
returns: 0.31% (13.16%), p.close: 199.78
entry: 226.08, exit: 223.64, min.ret: 1.08%
Using: 2W trend, 0 Days Left
Metric Mean Median Stdev
Overall 0.79% 201.36 1.36% 202.5 6.51% 181.84 220.87
Up 4.48% 208.73 3.6% 206.97 4.22% 196.08 221.38
Down -3.76% 192.27 -2.78% 194.23 3.93% 180.49 204.06
2W Opportunity:
returns: 0.31% (10.81%), p.close: 199.78
entry: 221.38, exit: 220.87, min.ret: 0.23%
Using: 2W trend, 0 Days Left
1M window
Metric Mean Median Stdev
Overall 7.79% 224.02 7.98% 224.43 5.94% 205.51 242.54
Up 10.03% 228.69 9.88% 228.37 4.73% 213.96 243.43
Down -1.45% 204.82 -0.99% 205.78 1.5% 200.14 209.49
1M Opportunity: BUY-APPROACHING
returns: -3.58% (-3.7%), p.close: 207.84
entry: 200.14, exit: 205.51, min.ret: 2.68%
Using: 1M trend, 0 Days Left
Metric Mean Median Stdev
Overall 8.88% 226.29 8.66% 225.84 6.04% 207.45 245.12
Up 12.04% 232.87 12.17% 233.13 5.5% 215.72 250.02
Down -2.13% 203.41 -1.64% 204.44 2.24% 196.44 210.39
1M Opportunity: BUY-APPROACHING
returns: -3.58% (-5.49%), p.close: 207.84
entry: 196.44, exit: 207.45, min.ret: 5.61%
Using: 1M trend, 0 Days Left
Metric Mean Median Stdev
Overall 7.03% 222.46 7.49% 223.41 7.73% 198.35 246.56
Up 11.03% 230.75 10.79% 230.26 6.1% 211.72 249.78
Down -3.44% 200.69 -2.72% 202.18 3.35% 190.24 211.15
1M Opportunity: BUY-APPROACHING
returns: -3.58% (-8.47%), p.close: 207.84
entry: 190.24, exit: 198.35, min.ret: 4.26%
Using: 1M trend, 0 Days Left
Metric Mean Median Stdev
Overall 1.59% 211.15 1.97% 211.93 9.99% 180.01 242.29
Up 7.69% 223.83 6.86% 222.1 6.22% 204.44 243.23
Down -5.88% 195.61 -4.17% 199.18 5.74% 177.73 213.5
1M Opportunity:
returns: -3.58% (-14.49%), p.close: 207.84
entry: 177.73, exit: 180.01, min.ret: 1.29%
Using: 1M trend, 0 Days Left

LTF's symbol current price is 200.4 (-1.08%) as on . Yesterday's close was 202.59. It's return velocities are computed basis data from date .

Win Percent
Key Weighted 5D 1M 3M 6M 1Y 3Y
Open-High (> 1.0%) 55.53% 60.0% 45.45% 59.09% 64.39% 58.33% 55.29%
Open-Low (> 1.0%) 48.75% 40.0% 54.55% 53.03% 57.58% 58.33% 57.8%
Open-Close-Up (> 0.5%) 38.3% 40.0% 31.82% 42.42% 44.7% 42.46% 37.83%
Open-Close-Down (> 0.5%) 41.02% 40.0% 45.45% 37.88% 37.12% 38.49% 39.81%
Low-Close-Up (> 1.0%) 57.37% 60.0% 54.55% 54.55% 62.88% 59.52% 58.6%
High-Close-Down (> 1.0%) 73.36% 80.0% 77.27% 62.12% 58.33% 56.35% 57.14%

LTF's symbol win percent is computed basis data from date