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Business Units or Product Lines |
Mahindra and Mahindra Financial Services primarily operates in rural and semi-urban markets offering a range of financial services. Its main product lines include vehicle financing, which caters to vehicles such as tractors, utility vehicles, and cars, and SME financing, which provides loans for small and medium-sized enterprises. Additionally, it offers insurance and housing finance products through its subsidiaries. |
Business Models for Each Product Line |
For vehicle financing, the company generates revenue through interest income by providing loans for vehicle purchases, with the primary expenses being cost of funds, loan servicing, and credit loss provisioning. The SME financing segment similarly generates income via interest on loans, with costs centered on risk management and financing expenses. Insurance services generate revenue through premium collection, while expenses include underwriting costs and claims. The housing finance segment also earns through interest income on home loans issued. |
Future Opportunities for Growth |
The company's growth opportunities include expanding its digital lending platforms to increase efficiency and reach, broadening its product offerings in insurance and asset management, and leveraging partnerships to access new customer segments. Additionally, Mahindra Finance can capitalize on the increasing demand for vehicle and home loans in rural and semi-urban India, bolstered by government infrastructure projects and policy support for rural development. |
Potential Major Risks |
Potential risks include higher credit default rates due to economic instability affecting rural incomes, regulatory changes impacting lending practices, competition from banks and fintech in the financial services space, and technological disruptions. Additionally, any downturn in the automotive sector can significantly impact vehicle financing business, and adverse weather conditions could affect agricultural-dependent borrowers. |
Learn More about Mahindra and Mahindra Financial Services:
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Tell me more about Mahindra and Mahindra Financial Services's latest earnings (M&MFIN:Nse)
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Are analysts bullish on Mahindra and Mahindra Financial Services? Please show it in a table format. (M&MFIN:Nse)
Also read:
https://finance.yahoo.com/M&MFIN.NS/profile
| Key | Low (open) | Low (high) | Close-Down (open) | Close-Down (high) | Close-Up (open) | Close-Up (low) | High (open) | High (low) |
|---|---|---|---|---|---|---|---|---|
| Low Volatility |
343.67
47.11% hit BO: 100.0%; 4.37% SO: 0.0%; % |
363.28
52.95% hit |
343.37
18.59% hit |
369.55
49.06% hit |
348.48
17.72% hit |
346.37
52.21% hit |
345.88
44.3% hit BO: 98.39%; 3.69% SO: 1.61%; 0.78% |
351.39
52.95% hit |
| Average Volatility |
337.68
32.01% hit BO: 100.0%; 5.62% SO: 0.0%; % |
356.99
35.5% hit |
339.09
15.64% hit |
363.19
36.44% hit |
351.75
14.97% hit |
350.65
33.49% hit |
351.77
32.48% hit BO: 98.39%; 2.37% SO: 1.61%; 2.2% |
357.59
35.5% hit |
| High Volatility |
328.69
3.83% hit BO: 100.0%; 8.6% SO: 0.0%; % |
342.4
3.89% hit |
334.29
4.03% hit |
352.21
4.43% hit |
357.26
3.62% hit |
358.74
4.16% hit |
361.74
4.16% hit BO: 45.16%; 0.69% SO: 54.84%; 1.3% |
372.82
3.89% hit |
M&MFIN's predicted prices using open from of 345.0 and data until date . Current Price is 367.55
Short & Bang Above: 417.81
Short & Trade Above: 408.58
Buy & Trade Below: 333.09
Buy & Bang Below: 331.54
| Market Cap-Display | Market Cap-Actual | Market Cap | Enterprise Value-Display | Enterprise Value-Actual | Enterprise Value | Trailing P/E | Forward P/E | Price/Sales | Price/Book | Enterprise Value/Revenue | Profit Margin | Operating Margin | Return on Assets | Return on Equity | Revenue-Display | Revenue-Actual | Revenue | Quarterly Revenue Growth | EBITDA-Display | Diluted EPS | Quarterly Earnings Growth | Total Cash-Display | Total Cash-Actual | Total Cash | Total Debt-Display | Total Debt-Actual | Total Debt | Total Debt/Equity | Current Ratio | Operating Cash Flow-Display | Operating Cash Flow-Actual | Operating Cash Flow | Levered Free Cash Flow-Display | % Held by Insiders | % Held by Institutions |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 51664.55 Cr | 516645486592.0 | 51664.55 | 1.53 lakh cr | 1527285415936.0 | 152728.54 | 19.61 | 15.54 | 5.98 | 2.07 | 17.67 | 28.54% | 35.67% | 1.75% | 10.99% | 8644.47 Cr | 86444703744.0 | 8644.47 | 24.1% | nan Cr | 18.96 | 45.0% | 6443.69 Cr | 64436899840.0 | 6443.69 | 1.08 lakh cr | 1079295868928.0 | 107929.59 | 4.3508 | 9.1 | -1267013.0 lakh | -126701297664.0 | -12670.13 | nan Cr | 53.67% | 36.02% |
source:https://finance.yahoo.com/M&MFIN.NS/key-statistics
source:https://www.google.com/finance/quote/M&MFIN:NSE
| Key | Weighted | 5D | 1M | 3M | 6M | 1Y | 3Y | 10Y |
|---|---|---|---|---|---|---|---|---|
| Upside % (high) | 5.5% | 5.29% (387) | 5.29% (387) | 5.29% (387) | 5.29% (387) | 5.29% (387) | 5.29% (387) | 5.29% (387) |
| Downside % (low) | 19.7% | 6.49% (343.7) | 17.37% (303.7) | 31.03% (253.5) | 32.98% (246.35) | 38.54% (225.9) | 50.16% (183.2) | 81.88% (66.6) |
| Spread % | -14.2% | -1.2% | -12.08% | -25.74% | -27.68% | -33.25% | -44.86% | -76.59% |
M&MFIN's price used for computing the stats is 367.55 as on date
| Key | Today | 5D | 2W | 1M | 3M | 6M | 1Y | 3Y | 10Y |
|---|---|---|---|---|---|---|---|---|---|
| Last Price-Trend PrevClose | 5.92% | 1.07% | 6.04% | 15.36% | 44.73% | 45.88% | 41.61% | 97.4% | 189.41% |
| Last Price | 367.55 | 367.55 | 367.55 | 367.55 | 367.55 | 367.55 | 367.55 | 367.55 | 367.55 |
| Trend-Previous Close | 347 | 363.65 | 346.6 | 318.6 | 253.95 | 251.95 | 259.55 | 186.2 | 127 |
M&MFIN's symbol cumulative return percent is computed basis data from date
| 5D | 2W | 1M | 3M | 6M | 1Y | |||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 5D window |
5D Opportunity:
returns:
1.07%
(8.68%),
p.close: 363.65
entry:
395.22,
exit:
396.3,
min.ret:
-0.27%
Using: 5D trend, 0 Days Left
|
5D Opportunity:
returns:
1.07%
(13.74%),
p.close: 363.65
entry:
413.6,
exit:
415.22,
min.ret:
-0.39%
Using: 5D trend, 0 Days Left
|
5D Opportunity:
returns:
1.07%
(11.69%),
p.close: 363.65
entry:
406.16,
exit:
405.18,
min.ret:
0.24%
Using: 5D trend, 0 Days Left
|
5D Opportunity:
returns:
1.07%
(8.73%),
p.close: 363.65
entry:
395.38,
exit:
395.24,
min.ret:
0.04%
Using: 5D trend, 0 Days Left
|
5D Opportunity:
returns:
1.07%
(7.27%),
p.close: 363.65
entry:
390.08,
exit:
389.4,
min.ret:
0.17%
Using: 5D trend, 0 Days Left
|
5D Opportunity:
returns:
1.07%
(6.89%),
p.close: 363.65
entry:
388.71,
exit:
388.87,
min.ret:
-0.04%
Using: 5D trend, 0 Days Left
|
||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 2W window |
2W Opportunity:
returns:
6.04%
(20.39%),
p.close: 346.6
entry:
417.28,
exit:
420.09,
min.ret:
-0.67%
Using: 2W trend, 0 Days Left
|
2W Opportunity:
returns:
6.04%
(18.4%),
p.close: 346.6
entry:
410.39,
exit:
407.45,
min.ret:
0.72%
Using: 2W trend, 0 Days Left
|
2W Opportunity:
returns:
6.04%
(13.47%),
p.close: 346.6
entry:
393.29,
exit:
391.16,
min.ret:
0.54%
Using: 2W trend, 0 Days Left
|
2W Opportunity:
SELL-APPROACHING
returns:
6.04%
(11.07%),
p.close: 346.6
entry:
384.99,
exit:
381.8,
min.ret:
0.83%
Using: 2W trend, 0 Days Left
|
2W Opportunity:
SELL-APPROACHING
returns:
6.04%
(10.22%),
p.close: 346.6
entry:
382.01,
exit:
380.0,
min.ret:
0.53%
Using: 2W trend, 0 Days Left
|
|||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||||
| 1M window |
1M Opportunity:
returns:
15.36%
(21.61%),
p.close: 318.6
entry:
387.46,
exit:
385.04,
min.ret:
0.62%
Using: 1M trend, 0 Days Left
|
1M Opportunity:
SELL-APPROACHING
returns:
15.36%
(18.42%),
p.close: 318.6
entry:
377.29,
exit:
372.55,
min.ret:
1.26%
Using: 1M trend, 0 Days Left
|
1M Opportunity:
SELL-APPROACHING
returns:
15.36%
(16.19%),
p.close: 318.6
entry:
370.2,
exit:
364.91,
min.ret:
1.43%
Using: 1M trend, 0 Days Left
|
1M Opportunity:
SELL-ACTIVE
returns:
15.36%
(14.07%),
p.close: 318.6
entry:
363.41,
exit:
356.7,
min.ret:
1.85%
Using: 1M trend, 0 Days Left
|
M&MFIN's symbol current price is 367.55 (5.92%) as on . Yesterday's close was 347. It's return velocities are computed basis data from date .
| Key | Weighted | 5D | 1M | 3M | 6M | 1Y | 3Y |
|---|---|---|---|---|---|---|---|
| Open-High (> 1.0%) | 60.77% | 60.0% | 63.64% | 62.12% | 50.76% | 53.97% | 54.89% |
| Open-Low (> 1.0%) | 62.97% | 80.0% | 54.55% | 45.45% | 53.79% | 56.75% | 56.35% |
| Open-Close-Up (> 0.5%) | 32.91% | 20.0% | 40.91% | 43.94% | 40.15% | 36.9% | 36.64% |
| Open-Close-Down (> 0.5%) | 53.99% | 80.0% | 40.91% | 30.3% | 35.61% | 37.3% | 37.7% |
| Low-Close-Up (> 1.0%) | 69.93% | 80.0% | 63.64% | 65.15% | 58.33% | 57.54% | 58.07% |
| High-Close-Down (> 1.0%) | 66.22% | 80.0% | 59.09% | 56.06% | 50.0% | 54.76% | 57.01% |
M&MFIN's symbol win percent is computed basis data from date