Insights for SBI Life
National Stock Exchange: SBILIFE
09 - Losing Steam - less profitable & can fund turnaround

Sector: Misc
Industry: Misc
Based on PEG Ratio: Unknown
Today's Price
updated on:
2023.7 (1.04%)
Open 2003.0 (1.03%)
High (Upside %) 2046.3 (1.12%)
Low (Downside %) 2000.7 (1.15%)
P. Close 2002.9 (1.04%)
Open-High % 2.16%
Open-Low % 0.11%
Low-High % 2.28%
Active Buy Quantity 0
Active Sell Quantity 0
% Overtraded
Current Mood bearish
Previous Data
data from:
Open-High % 1.97%
Open-Low % 0.57%
Low-High % 2.55%
Open-Close % 1.66%
Low-Close % 2.24%
High-Close % 0.3%

SBILIFE is a Stock listed in the India on the National Stock Exchange under the ticker 'SBILIFE'

Company Summary

Business Units or Product Lines

SBI Life Insurance Company Limited operates primarily in the life insurance sector, offering a range of individual and group insurance solutions. These products include participating life insurance plans, non-participating life insurance plans, pension plans, and annuities.

Business Models for Each Product Line

SBI Life generates revenue primarily through premium collection from policyholders. The major product lines are individual life insurance, which includes policies like endowment, term, money back, and ULIPs, and group life insurance that caters to corporates for employee benefits. The major expense categories are claim settlements, commissions to agents, and operational expenses related to underwriting, marketing, and policy management.

Future Opportunities for Growth

SBI Life can leverage the growing insurance penetration in India, enhanced digital transformation, cross-selling opportunities through its parent SBI's extensive banking network, and regulatory shifts towards more comprehensive insurance coverages to expand its customer base and product offerings.

Potential Major Risks

Key risks include regulatory changes affecting product structures and pricing, high competition in the Indian insurance market, investment income volatility, and adverse economic conditions impacting policyholder premium payments and surrenders.

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Also read: https://finance.yahoo.com/SBILIFE.NS/profile

Predicted Prices
Key Low (open) Low (high) Close-Down (open) Close-Down (high) Close-Up (open) Close-Up (low) High (open) High (low)
Low Volatility 1995.79
46.31% hit
2027.2
54.83% hit
1996.72
20.13% hit
2041.15
49.73% hit
2007.67
13.15% hit
2005.22
50.74% hit
2009.69
43.69% hit
2019.55
54.83% hit
Average Volatility 1982.73
31.68% hit
2008.99
35.03% hit
1982.44
15.44% hit
2028.12
33.76% hit
2025.48
13.76% hit
2021.21
32.68% hit
2026.87
29.4% hit
2037.86
35.03% hit
High Volatility 1930.94
3.22% hit
1963.39
3.56% hit
1940.18
3.22% hit
1974.7
3.83% hit
2052.0
3.83% hit
2054.3
4.09% hit
2062.4
4.09% hit
2085.18
3.56% hit

SBILIFE's predicted prices using open from of 2003.0 and data until date . Current Price is 2023.7

Basic Stats
Market Cap-Display Market Cap-Actual Market Cap Enterprise Value-Display Enterprise Value-Actual Enterprise Value Trailing P/E Forward P/E Price/Sales Price/Book Enterprise Value/Revenue Enterprise Value/EBITDA Profit Margin Operating Margin Return on Assets Return on Equity Revenue-Display Revenue-Actual Revenue Quarterly Revenue Growth EBITDA-Display EBITDA-Actual EBITDA Diluted EPS Quarterly Earnings Growth Total Cash-Display Total Cash-Actual Total Cash Total Debt-Display Current Ratio Operating Cash Flow-Display Operating Cash Flow-Actual Operating Cash Flow Levered Free Cash Flow-Display Levered Free Cash Flow-Actual Levered Free Cash Flow % Held by Insiders % Held by Institutions
1.97 lakh cr 1971318423552.0 197131.84 1.96 lakh cr 1955001925632.0 195500.19 80.64 75.01 1.9 10.78 1.88 70.61 2.36% 2.31% 0.36% 14.2% 1.04 lakh cr 1040087121920.0 104008.71 -42.8% 2768.55 Cr 27685500928.0 2768.55 24.38 -6.6% 1733.87 Cr 17338699776.0 1733.87 nan Cr 1.17 32428.56 Cr 324285595648.0 32428.56 3236.5 Cr 32364961792.0 3236.5 57.99% 28.33%

source:https://finance.yahoo.com/SBILIFE.NS/key-statistics

Upside-Downside Spread
Key Weighted 5D 1M 3M 6M 1Y 3Y 10Y
Upside % (high) 1.74% -0.62% (2011.1) 3.11% (2086.6) 3.11% (2086.6) 3.11% (2086.6) 3.11% (2086.6) 3.11% (2086.6) 3.11% (2086.6)
Downside % (low) 8.81% 3.58% (1951.2) 3.58% (1951.2) 13.14% (1757.7) 15.01% (1720) 32.18% (1372.55) 47.92% (1054) 76.03% (485)
Spread % -7.07% -4.21% -0.47% -10.04% -11.9% -29.07% -44.81% -72.93%

SBILIFE's price used for computing the stats is 2023.7 as on date

Cumulative Return Percent
Key Today 5D 2W 1M 3M 6M 1Y 3Y 10Y
Last Price-Trend PrevClose 1.04% 0.96% -0.17% 2.75% 12.09% 12.22% 40.75% 62.84%
Last Price 2023.7 2023.7 2023.7 2023.7 2023.7 2023.7 2023.7 2023.7 2023.7
Trend-Previous Close 2002.9 2004.5 2027.1 1969.6 1805.5 1803.3 1437.75 1242.75 None

SBILIFE's symbol cumulative return percent is computed basis data from date

Return Velocity
5D 2W 1M 3M 6M 1Y
5D window
Metric Mean Median Stdev
Overall -2.05% 1963.49 -2.44% 1955.65 1.13% 1929.48 1997.5
Up 0.24% 2009.41 0% 2004.5 0.36% 1998.53 2020.28
Down -2.69% 1950.59 -2.79% 1948.5 0.53% 1934.75 1966.44
5D Opportunity: SELL-ACTIVE
returns: 0.96% (0.79%), p.close: 2004.5
entry: 2020.28, exit: 1997.5, min.ret: 1.13%
Using: 5D trend, 0 Days Left
Metric Mean Median Stdev
Overall -0.62% 1992.03 -0.6% 1992.53 1.84% 1936.66 2047.4
Up 0.75% 2019.5 0.61% 2016.77 0.72% 1997.8 2041.2
Down -1.51% 1974.28 -1.52% 1974.08 1.33% 1934.25 2014.3
5D Opportunity: SELL-APPROACHING
returns: 0.96% (1.83%), p.close: 2004.5
entry: 2041.2, exit: 2047.4, min.ret: -0.3%
Using: 5D trend, 0 Days Left
Metric Mean Median Stdev
Overall 0.23% 2009.08 0.64% 2017.26 1.55% 1962.51 2055.65
Up 0.94% 2023.3 1.06% 2025.66 0.76% 2000.53 2046.07
Down -0.82% 1988.07 -0.41% 1996.28 1.1% 1954.88 2021.26
5D Opportunity: SELL-APPROACHING
returns: 0.96% (2.07%), p.close: 2004.5
entry: 2046.07, exit: 2055.65, min.ret: -0.47%
Using: 5D trend, 0 Days Left
Metric Mean Median Stdev
Overall 0.62% 2016.97 0.64% 2017.39 2.16% 1952.13 2081.8
Up 1.44% 2033.28 1.29% 2030.33 1.62% 1984.63 2081.92
Down -0.87% 1986.96 -0.62% 1992.08 0.96% 1958.19 2015.73
5D Opportunity:
returns: 0.96% (3.86%), p.close: 2004.5
entry: 2081.92, exit: 2081.8, min.ret: 0.01%
Using: 5D trend, 0 Days Left
Metric Mean Median Stdev
Overall 0.41% 2012.73 0.6% 2016.56 2.0% 1952.55 2072.91
Up 1.38% 2032.17 1.23% 2029.1 1.36% 1991.4 2072.95
Down -1.0% 1984.37 -0.64% 1991.74 1.04% 1953.13 2015.6
5D Opportunity:
returns: 0.96% (3.41%), p.close: 2004.5
entry: 2072.95, exit: 2072.91, min.ret: 0.0%
Using: 5D trend, 0 Days Left
Metric Mean Median Stdev
Overall 0.63% 2017.06 0.66% 2017.66 2.9% 1929.98 2104.15
Up 1.84% 2041.36 1.33% 2031.15 2.1% 1978.31 2104.42
Down -1.3% 1978.4 -0.8% 1988.43 1.48% 1933.88 2022.92
5D Opportunity:
returns: 0.96% (4.98%), p.close: 2004.5
entry: 2104.42, exit: 2104.15, min.ret: 0.01%
Using: 5D trend, 0 Days Left
2W window
Metric Mean Median Stdev
Overall 0.03% 2027.62 0.12% 2029.56 1.42% 1984.54 2070.71
Up 1.55% 2058.59 1.7% 2061.61 0.54% 2042.14 2075.03
Down -1.11% 2004.6 -0.96% 2007.64 0.97% 1975.2 2034.0
2W Opportunity:
returns: -0.17% (-2.56%), p.close: 2027.1
entry: 1975.2, exit: 1984.54, min.ret: 0.47%
Using: 2W trend, 0 Days Left
Metric Mean Median Stdev
Overall 2.22% 2072.14 1.64% 2060.28 3.03% 1979.94 2164.34
Up 3.0% 2088.01 1.82% 2064.04 2.45% 2013.52 2162.51
Down -0.6% 2014.86 -0.26% 2021.92 0.82% 1989.88 2039.83
2W Opportunity:
returns: -0.17% (-1.84%), p.close: 2027.1
entry: 1989.88, exit: 1979.94, min.ret: -0.5%
Using: 2W trend, 0 Days Left
Metric Mean Median Stdev
Overall 1.29% 2053.22 1.06% 2048.61 3.26% 1953.98 2152.46
Up 2.6% 2079.81 1.9% 2065.53 2.28% 2010.56 2149.06
Down -1.25% 2001.71 -0.92% 2008.42 1.26% 1963.26 2040.15
2W Opportunity:
returns: -0.17% (-3.15%), p.close: 2027.1
entry: 1963.26, exit: 1953.98, min.ret: -0.47%
Using: 2W trend, 0 Days Left
Metric Mean Median Stdev
Overall 0.93% 2046.03 0.71% 2041.56 2.66% 1965.02 2127.03
Up 2.3% 2073.8 1.89% 2065.46 1.87% 2016.85 2130.74
Down -1.33% 2000.15 -1.18% 2003.08 1.14% 1965.58 2034.71
2W Opportunity:
returns: -0.17% (-3.03%), p.close: 2027.1
entry: 1965.58, exit: 1965.02, min.ret: -0.03%
Using: 2W trend, 0 Days Left
Metric Mean Median Stdev
Overall 1.23% 2052.07 0.79% 2043.17 4.04% 1929.18 2174.95
Up 3.06% 2089.18 2.01% 2067.91 3.1% 1994.87 2183.49
Down -1.99% 1986.85 -1.57% 1995.18 1.91% 1928.85 2044.84
2W Opportunity:
returns: -0.17% (-4.85%), p.close: 2027.1
entry: 1928.85, exit: 1929.18, min.ret: 0.02%
Using: 2W trend, 0 Days Left
1M window
Metric Mean Median Stdev
Overall 7.91% 2125.38 9.71% 2160.93 4.13% 2003.34 2247.42
Up 8.72% 2141.3 10.02% 2166.88 3.12% 2049.19 2233.41
Down -0.27% 1964.28 0% 1969.6 0.43% 1951.62 1976.94
1M Opportunity:
returns: 2.75% (13.39%), p.close: 1969.6
entry: 2233.41, exit: 2247.42, min.ret: -0.63%
Using: 1M trend, 0 Days Left
Metric Mean Median Stdev
Overall 2.86% 2025.92 0.58% 1981.08 5.13% 1874.45 2177.39
Up 4.78% 2063.84 2.9% 2026.66 3.9% 1948.54 2179.14
Down -1.88% 1932.48 -1.92% 1931.86 1.51% 1887.97 1977.0
1M Opportunity:
returns: 2.75% (10.64%), p.close: 1969.6
entry: 2179.14, exit: 2177.39, min.ret: 0.08%
Using: 1M trend, 0 Days Left
Metric Mean Median Stdev
Overall 2.24% 2013.78 1.39% 1996.92 3.9% 1898.58 2128.97
Up 4.04% 2049.23 3.15% 2031.62 3.06% 1958.92 2139.54
Down -1.79% 1934.43 -1.69% 1936.38 1.37% 1894.07 1974.79
1M Opportunity:
returns: 2.75% (8.63%), p.close: 1969.6
entry: 2139.54, exit: 2128.97, min.ret: 0.49%
Using: 1M trend, 0 Days Left
Metric Mean Median Stdev
Overall 2.39% 2016.74 1.51% 1999.33 6.05% 1838.06 2195.43
Up 5.2% 2072.06 3.56% 2039.63 4.52% 1938.4 2205.72
Down -2.97% 1911.13 -2.4% 1922.27 2.83% 1827.63 1994.63
1M Opportunity:
returns: 2.75% (11.99%), p.close: 1969.6
entry: 2205.72, exit: 2195.43, min.ret: 0.47%
Using: 1M trend, 0 Days Left

SBILIFE's symbol current price is 2023.7 (1.04%) as on . Yesterday's close was 2002.9. It's return velocities are computed basis data from date .

Win Percent
Key Weighted 5D 1M 3M 6M 1Y 3Y
Open-High (> 1.0%) 38.92% 40.0% 40.91% 34.85% 32.58% 40.87% 41.14%
Open-Low (> 1.0%) 30.72% 40.0% 18.18% 28.79% 31.06% 36.11% 43.65%
Open-Close-Up (> 0.5%) 36.39% 40.0% 36.36% 31.82% 31.06% 32.54% 29.63%
Open-Close-Down (> 0.5%) 21.45% 20.0% 18.18% 25.76% 26.52% 28.17% 33.86%
Low-Close-Up (> 1.0%) 44.35% 60.0% 31.82% 34.85% 34.09% 42.86% 42.06%
High-Close-Down (> 1.0%) 27.28% 20.0% 31.82% 31.82% 28.79% 36.11% 42.46%

SBILIFE's symbol win percent is computed basis data from date